📍 Serving Dallas-Fort Worth & all of Texas
Direct: (214) 555-0198 Schedule a Call
Dallas-Fort Worth's Trusted Mortgage Partner

Smarter Mortgages. Faster Closings. Zero Guesswork.

Whether you're buying your dream home in Highland Park, Plano, or Frisco, or refinancing to lower your payments, I deliver transparent rates and 14-day average pre-approval-to-close timelines.

$250M+

Funded in Texas

1,200+

Families Housed

4.9 ★

180+ Google Reviews

Same-Day Response

Get a 60-Second Loan Estimate

No credit check required to explore your loan options.

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Tailored Lending Solutions

Texas Loan Programs Built for Your Goals

From starter condos in Uptown to luxury custom homes in Southlake, we have access to hundreds of competitive wholesale investor products.

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Conventional Loans

The gold standard for borrowers with good credit. Down payments as low as 3% for qualified first-time buyers with flexible PMI options.

Apply for Conventional →
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FHA Loans

Government-backed flexibility with just 3.5% down and lenient credit score criteria. Excellent for new homebuyers entering the DFW market.

Apply for FHA →
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VA Home Loans

Honoring Texas military service members & veterans with 0% down payment, no monthly PMI, and competitive interest rates.

Apply for VA Loan →
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Jumbo & Luxury Mortgages

Financing high-value luxury real estate across Park Cities, Preston Hollow, Prosper, and beyond with financing options reaching up to $3,000,000+.

Apply for Jumbo →
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Texas Cash-Out Refinance

Leverage your home equity under Texas Section 50(a)(6) guidelines to consolidate debt, renovate, or invest in new opportunities.

Apply for Cash-Out →
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Self-Employed & Bank Statement

Designed for Texas business owners, entrepreneurs, and 1099 contractors who need qualification based on cash flow.

Apply for Non-QM →
Mortgage planning tool

Estimate Your Monthly Mortgage Payment

Adjust the home price, down payment, rate and other costs to get a quick estimate of your total monthly housing payment.

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This calculator is for illustrative purposes only and provides an estimate, not a loan approval, commitment to lend, or quote. Actual payments, rates, taxes, insurance, mortgage insurance, HOA dues and other costs may vary.

Marcus Vance - Mortgage Loan Officer Dallas

14+ Years in North Texas

Certified Mortgage Planning Specialist & D Magazine Best Mortgage Pro Nominee

Your Local Dallas Mortgage Expert

"I don't just clear loans; I build wealth strategies for Dallas families."

Hi, I’m Marcus Vance. In Dallas’ fast-paced real estate market, having an offer backed by a pre-approval from an actual local lender makes all the difference between winning a contract and losing it.

Unlike impersonal online lenders where you are just a ticket in a queue, I personally review your file, coordinate directly with your real estate agent, and structure your loan to minimize cash-to-close and lock the best viable rate.

⚡ 10-Minute Pre-Approvals Fully vetted, verified pre-approval letters ready for weekend showings.
🤝 Direct Communication Calls and texts answered 7 days a week, including nights and weekends.
No obligation • 100% Free

Streamlined Lending

How We Close Your Loan in 3 Simple Steps

1

Quick Digital Application

Complete our secure 10-minute online application from your phone or desktop.

2

Custom Loan Strategy

We compare over 40 wholesale investor programs to match you with the lowest rate and optimal payment plan.

3

Fast, On-Time Closing

We clear conditions early and deliver your Clear-to-Close days ahead of schedule.

Social Proof

What Dallas Homeowners Say

★★★★★ 5.0 Star Average from 180+ Dallas Borrowers

"Marcus made buying our home in Lakewood seamless. We had an offer accepted on a Sunday evening, and Marcus called the listing agent right away to reassure them!"

DR

David & Rachel R.

Lakewood, Dallas

"As a 1099 consultant, big banks gave me the runaround. Marcus structured a 12-month bank statement loan with an incredible interest rate. Closed in 18 days flat!"

EM

Elena Morales

Frisco, TX

"The Texas cash-out refinance process was smooth. We wiped out high-interest credit card debt and lowered our monthly obligations by $850."

TC

Tyler C., Veteran

Fort Worth, TX

Got Questions?

Frequently Asked Questions

Fast & Confidential

Ready to lock in your Dallas mortgage?

Fill out this quick form and Marcus will personally review your scenario and reach out within 1 business hour.

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Call / Text Direct

(214) 555-0198

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Email

marcus@vancemortgagedallas.com

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Dallas Office

2100 McKinney Ave, Suite 1400, Dallas, TX 75201

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No hard credit inquiry is performed during initial inquiry.

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